vs.
Clover
Clover costs depend on your package and seller. TABL includes kitchen display, loyalty, and ordering in one $0 monthly software plan.
Estimated savings with TABL
$1,257.00
per year
vs. Clover Restaurant Growth
In-person card orders · 12 similar months
These are named National Cooperative Bank offers. Clover packages and reseller quotes vary.
| What matters to your mobile business | | Clover |
|---|---|---|
| Monthly software | $0 Every feature included | Starter $0/month Restaurant Growth $89.95/month |
| Reader processing | 2.7% + 5¢ | 2.6% + 10¢ Named bank-channel offers |
| Hardware | Free hardware available Under a hardware contract | Equipment and financing vary by device and seller |
Published US plans. Your quote may differ. See Clover’s plan details.
“The setup was smooth, the system is easy to navigate, and their customer service is top-tier and there when you need it. They take real-time feedback and turn it into improvements, which is rare and refreshing. And let’s not ignore the bonus: lower operating costs without sacrificing performance.”
Butter and BrineAmbrea G.Business models
Look beyond the headline rate. Here’s who pays, what’s included, and where extra costs come in.
How TABL works
TABL funds its software through a customer-paid service fee at checkout. Merchants pay card processing. Every feature and future software update stays included.
CloverHow Clover works
Merchants pay card processing and choose a software package, from $0 Starter to paid plans. Equipment, financing, and app charges depend on the device and seller; these figures use named National Cooperative Bank offers.
The TABL differenceTABL keeps every software feature included at $0/month, so your software access does not depend on a paid tier.
Clover costs vary by package, hardware, and seller. Compare named bank-channel Starter and Restaurant Growth offers with TABL’s $0 monthly software.
| Monthly cost | | Clover |
|---|---|---|
| Card processing2.7% + 5¢ with TABL | $160.40 | $175.20 |
| Software subscription | $0.00 | $89.95 |
| Platform fee | $0.00 | $0.00 |
| Required account fees | $0.00 | $0.00 |
| Monthly total | $160.40 | $265.15 |
Compared with Clover Restaurant Growth.
US domestic in-person reader transactions, one location, and 12 months at the entered monthly order count. Each provider’s monthly total is rounded to cents; the annual difference is exactly 12 times the monthly difference. This is an estimate, not a quote.
TABL: 2.7% + 5¢ per modeled reader transaction; $0 monthly software. Customer-paid service fees are excluded from merchant totals. Online payments, Tap to Pay authorization supplements, and international-card supplements are outside this model.
Clover Restaurant Growth: 2.6% + 10¢ processing, $89.95/month software. Published bank-channel example. Direct and reseller quotes vary.
US reader pricing reviewed . Rates below are the published examples used by the estimator. Annual billing, card exceptions, promotions, and agreements can change your actual costs.
| Plan | Reader rate | Monthly software | Other modeled recurring fees |
|---|---|---|---|
| Clover Restaurant Growth | 2.6% + 10¢ | $89.95 | No modeled platform fee; No additional account fee modeled |
| Clover Starter | 2.6% + 10¢ | $0.00 | No modeled platform fee; No additional account fee modeled |
Clover Restaurant Growth: Published bank-channel example. Direct and reseller quotes vary.
Clover Starter: Published bank-channel example. Direct and reseller quotes vary.
Excluded: hardware purchases and rentals, installation, connectivity, taxes, optional add-ons, non-modeled payment types, and agreement-specific charges. Actual agreements may differ.
Pricing checked . Clover pricing · Package details · Stripe processing.
Every feature. Included.
Your daily tools. Your next stage of growth.
All included from day one.
| Your mobile vendor needs | Every feature included | CloverClover Restaurant Growth |
|---|---|---|
| Window checkoutTake orders and payments at the window | IncludedNo monthly software fee | Included SourceItem catalog, order numbers, open tabs, and payments included. |
| Mobile checkoutiPhone, iPad, and Android apps synced with Portal | IncludedNo monthly software fee | Included SourceClover Go app and dashboard access included; equipment separate. |
| Live menu managementUpdate prices, items, and availability across channels | IncludedNo monthly software fee | Available SourceMenu items and variations included; live cross-channel sync not specified. |
| QR & online orderingLet customers order from a QR code or public link | IncludedNo monthly software fee | Included SourceQR ordering and an online ordering website included. |
| Event menusSet event-specific menus, pricing, and availability | IncludedNo monthly software fee | Not publicly confirmed SourceMultiple menus exist in Clover; event-workflow inclusion in this bank-channel package is not published. |
| Kitchen displayKeep prep and handoff connected to incoming orders | IncludedNo monthly software fee | Not publicly confirmed SourceKDS/printer routing included; KDS software and equipment charges are not published for this bank-channel package. |
| Customer loyaltySet your own rewards with no per-member charge | IncludedNo monthly software fee | Included SourcePromotions and loyalty program included. |
| Gift cardsIssue gift cards connected to your sales flow | IncludedNo monthly software fee | Included SourcePhysical and digital gift cards offered; separate fees not specified. |
| Sales analyticsSee live sales, top items, and demand trends | IncludedNo monthly software fee | Included SourceDetailed sales reports, live sales tracking, and tax reports included. |
| Catering invoicingInvoice catering clients without a software subscription | IncludedNo monthly software fee | Included SourceInvoicing and recurring payments included; catering workflow not specified. |
| Menu & social graphicsGenerate menu boards and social-ready menus | IncludedNo monthly software fee | Not publicly confirmed SourceSeparate menu-board app documented; its price and bank-channel inclusion are not publicly confirmed. |
| Future software updatesReceive new features without software upgrade fees | IncludedNo monthly software fee | Available SourceUpdates available on supported devices; all future paid features are not promised. |
Savings compare selected base plans; add-ons and gift-card fees are excluded. Upgrade pricing is the new plan’s total, not a per-feature charge. “Not publicly confirmed” does not mean unavailable. Included refers to software access across TABL Mobile and connected Portal, ordering, and KDS products; processing, customer service fees, and third-party fees remain separate.
One clear view of your whole mobile service.
Get your mobile business set up under a hardware contract. We’ll confirm your equipment and terms together.
Hardware from TABL, under contract
TABL combines free hardware under contract with $0 monthly software. Clover equipment costs depend on the device and seller; the named Restaurant Growth offer also charges $89.95/month for software.
Specific equipment and ownership terms depend on your agreement. Hardware is separate from the annual savings estimate. Clover equipment details.
We review your equipment, workflow, and current pricing.
We help with your menu, payments, and hardware.
Start service with the TABL team alongside you.
Have a custom quote?
Let’s compare it.
Prepared by TABL.
US pricing sources reviewed .
Yes. POS, mobile apps, menus, QR ordering, kitchen display, loyalty, gift card integration, analytics, invoicing, and signage tools have no monthly TABL software fee. These tools span TABL Mobile and the connected Portal, ordering, and KDS products. Processing and third-party service costs remain separate.
Customers pay a 35¢–$1 service fee per cash or card order. Merchants pay applicable card processing. Savings estimates compare merchant costs, not the combined costs paid by merchants and customers.
No. These are published National Cooperative Bank channel examples. Direct and reseller offers can have different software, processing, hardware, and agreement terms. Select Starter above to compare its lower subscription cost.
Free hardware is available under a hardware contract. Equipment, support, and agreement terms are confirmed during setup. The savings estimate does not assign a hardware value.
Order count, average ticket, your plan, and your agreement determine the result. Another plan can have lower modeled fees at some ticket sizes. The calculator shows that directly.
Yes. We help with menu setup, payment configuration, hardware onboarding, and launch support. We’ll review your existing agreement together.
